quote:Originally posted by jonesy999: Can someone level with me and tell the truth here: is being a parent a fucking nightmare?
I think nightmare is a bit strong, so I'd put it this way; spontaneity and self centredness leap out of the window in favour of advance planning and routine. Having said that, it's not all about advance planning and routine - it just makes things easier. There are lots of lovely bits too.
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quote:Originally posted by Louche: Have at least one road rage attack on way. Usually Lex-arse based.
Lol. I got the Lex-arse just this morning.
Mart sounds like my Dad. In a nice way Mart. The old man used to do food & chauffeur duties for us, still does for my Mum.
My first daily rountine is pressing snooze around three times on my alarm. I now have it set early to compensate for this. Then ablutions and a cholesterol lowering yoghurt drink and on the road.
Then it's the drive to work, with usual talking/shouting to myself re-the driving of others. I'm often quite happy driving and listening to tunes though, often including the XFM 8 O'Clock Shuffle.
Then into work and change out of trainers into boots, have breakfast (Weetabix and fruit), and check mail/boards.
Then the rest of the day is pretty varied and really depends on what the powers that be direct me to busy myself with.
Used to have the Friday night default setting of The Pub but that seems to have been usurped in favour of Poker (which I fucking loathe) Nights.
[ 23.02.2007, 11:10: Message edited by: Boy Racer ]
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In Gree's defence she takes care of most of the other domestic stuff - which works well because I love cooking, and she hates it. So it makes sense. And I'm certainly no hero. Just kitchen-savvy, I suppose.
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Sorry to break up the mundane thread, but I didn't want to start a thread on such a boring topic. Everyone seems so grown-up on TMO now, you all know about these things.
I am thinking of going to see a mortgage advisor soon. I was just going to start off with my main bank (Lloyds). Obviously it's going to be massively depressing and they will laugh heartily at me for not having a boyfriend and a great salary. I basically want to know how many more k on my salary would make a difference so I can start negotiating for a payrise here. My question is: do I have to know/care about all the dull shit like interest rates/fixed/tracker things before I go? Can I just say "here are my finances, give me a figure", or do they expect you to have done a bit of homework? Just reading about it makes me do rolling spazz-eyes, head-lolling and mong noises. I probably shouldn't do that in the interview.
Thanks.
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quote:Originally posted by Vogon Poetess: I am thinking of going to see a mortgage advisor soon. I was just going to start off with my main bank (Lloyds). Obviously it's going to be massively depressing and they will laugh heartily at me for not having a boyfriend and a great salary. I basically want to know how many more k on my salary would make a difference so I can start negotiating for a payrise here. My question is: do I have to know/care about all the dull shit like interest rates/fixed/tracker things before I go? Can I just say "here are my finances, give me a figure", or do they expect you to have done a bit of homework? Just reading about it makes me do rolling spazz-eyes, head-lolling and mong noises. I probably shouldn't do that in the interview.
Thanks.
Just tell them how much you earn, how much your deposit is and ask how much you could borrow. Simple.
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As far as I understand it, you go to some two bit company because everyone else has turned you down, they tell you they'll lend you more money than you ever thought you could get, which will be basically every penny you could possibly pay back each month. They'll hide the fact they're slapping you on 500%p/a interest, and when interest rates rise by 0.000001% you'll find your house and posessions being repossessed, you'll be out on your arse in the street sucking coked up business men's cocks just to get a few bucks together to start to pay back a zillionth of what you owe for a house you no longer own.
And all because you wanted to live in London so pushed that little bit harder so your £389k closet has its own sink rather than a shared bathroom used by heroin addicts. But hey, on the bright side, you'll probably have high ceilings.
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Will we all be posting on TMO as a bunch of pensioners in the future? It doesn't feel right really. I feel as though young guns should roll into town, chase everyone out of with their witguns and populate the place with new blood, creating the illusion of eternal youth. But, bearing in mind that this medium will be like communicating with one another through 78 vinyl in the future, when kids will be able to Skype the entire world at the same time (like some hideous borg collective of shits) by tickling a chip in their eye socket or something, it is only proper that we should be a bunch of old techno duffers, campaigning to have the old internet turned back on.
It will be a horrible experience to get back from a funeral (your last remaining school friend perhaps), turn on TMO and read yet another, 'RIP Infinite Jones' (e.g.) thread. Imagine being the last one here. Just perusing the Rest in Peace threads and straining arthritic fingers to post unrequited messages to ghosts.
It isn't that hard to imagine. Who could imagine all this grownupiness when fresh fingured youngsters were fucking each other and posting on Seethru.
I wonder if that last person will die at their keyboard.
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Vogon - if you are going solely for salary bartering purposes, then I would say that you wouldn't need to do any in-depth research. Just so as Jonesy said - present them with your salary and deposit info and ask what kind of mortgage loan amount that could get you. That will at least give you a starting point for negotiating a pay increase. If you're interested in an actual mortgage however, do have a look at what kind of mortages are on offer and think about which one would be best for you. I'd also recommend shopping around for mortgage advice rather than just going to one bank. I would also suggest avoiding any financial advisers based within estate agencies - in my experience, they are always shady, fact-avoiding, slimy gits only interested in their commission.
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H1ppychick
We all prisoners, chickee-baby. We all locked in.
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Whilst Sidney has a point regarding advisers in agents, I have to say that I found mine via my estate agent and he is totally excellent.
Also: bear in mind if you do use an adviser that most of them are commission-based: they usually get an up-front commission from the company whose product they recommend to you, plus an annual 'maintenance' commission for as long as your business stays with that provider. If you want to ensure that you get truly unbiased recommendations, find an adviser that works on a fee basis, who will waive the commission which is then paid to you (usually used by the provider to top up your investment/reduce your liability). The money that you are charged is obvious and direct, rather than being a stealth 'tax' within your product.
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I would obviously do my homework and shop around before getting serious. I am aware that I mainly feel like I should get one due to increasing despair at being left on the shelf with no house/career/wedding in the bleak wasteland of my approaching 30s, but I know buying a property isn't something you should do just to keep up with your friends. I am depressingly sensible, really.
Re routines, I am a morning regular, usually first thing. However, if there's a delay, it's always quite pleasing to take a dump on work time.
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H1ppychick
We all prisoners, chickee-baby. We all locked in.
posted
[Veep - something's been intriguing me - is your signature taken from Nathan's KMcF fuck-fantasy?]
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quote:Originally posted by jonesy999: Dang, say something, for the love of Google.
Sorry, that wasn't a dramatic pause, we just had one of those management "right, can everyone listen up for a moment" office announcement things and I had to stop looking at TMO for a bit.
Nah, 16-year-old isn't a mental, it's ok. And we don't have to supervise him cleaning his teeth. But he does still have to get food supplied for him and have his clothes washed and that, so he still contributes to the general repetition of mundane tasks.
Anyway, it all adds up to a life of hard labour for both parents, but there is joy to be found in there too. Probably.
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not...
You reached over with your hand and knocked my Jap over
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Yeh they fall over all the time. It's pretty amusing.
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quote:Originally posted by dang65: But he does still have to get food supplied for him and have his clothes washed and that, so he still contributes to the general repetition of mundane tasks.
16 and can't feed himself or do a fucking load of laundry? Sounds pretty mental to me...
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yeah, jesus. when ralph was that age he'd been living in a car for 18 months and had to frequently go out into the wild and hunt for his food
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quote:Originally posted by Ringo: yeah, jesus. when ralph was that age he'd been living in a car for 18 months and had to frequently go out into the wild and hunt for his food
Don't be ridiculous Ringo. I was 18 when I lived in the car, and I've never hunted for food. But 16 and can't do laundry? My seven year old can do laundry!
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An acquaintance of ours has a blind dog. Not a Guide Dog for the Blind, but a dog that has no eyes (still smells though). It's weird because it knows its territory perfectly and moves around confidently as if it can see normally, but then it suddenly will walk smack into a door or something, which is very funny. I bet blind babies are fucking hysterical.
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Phew. I was worried he was a complete spastic, in a wheelchair, with no control of his bowels, drooling spittle and babyfood down his chin and onto his Orville the Duck sweatshirt, one side of his face horribly distorted by the palsy and wearing ill-fitting polyester trousers smelling of wee.
I think I would die of despair / love / exhaustion / horror / sadness if I had to look after a spastic. I feel genuine admiration for those that do.
Sorry, that veered into a rather odd bit of sentimental sincerity. I'm almost crying.
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I'm seeing Jeff Lloyds next Thursday. And I spoke to two recruitment consultants today. I'm making an excellent effort at dragging myself out of the rut.
TMO's Agony Aunts will no doubt be fascinated to hear that Putney Bloke has got back in touch and has been emailing me very chatty missives, and put me in touch of one of the recruitment consultants. Is there some kind of guidebook available for the workings of the male mind?
Jonesy- you make it up as you go along with the first child, and usually do a better job with the second, according to my parents (my dad left me to drown in the baby bath, as he didn't realise babies couldn't sit up alone).
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Babies. These guys are cool; and by cool, I mean totally sweet.
Facts:
Babies are mammals.
Babies cry ALL the time.
The purpose of the baby is to flip out and sick on people.
Fwiw Jonesy I reckon you'll make an awesome dad, I mean having a dad who looks like Kurt Russell has to be seriously braggable surely?
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